Planning Tools

See the numbers for yourself

Three calculators that put real inputs into your specific situation. Adjust the numbers and watch the results update live.

Return on Time

Incorporated professionals and business owners spend an average of 18.5 hours a week thinking about their finances. Calculate what that costs you — and what you could get back.

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Fee Comparison

Enter your investable assets and current fee percentages to see what traditional investment management costs — versus what you would pay with Ocean 6's full-service model.

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Full Fee Comparison

Compare three fee structures side by side — traditional investment management, your previous advisor arrangement, and Ocean 6 — including all advice and planning fees.

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Latest Insights

From the Ocean 6 team

In-depth articles on the tax, insurance, investment and estate planning decisions that matter most to incorporated professionals in BC.

How to Structure a Professional Corporation in BC: What Doctors, Dentists, and Lawyers Need to Know
Corporate Structure

How to Structure a Professional Corporation in BC: What Doctors, Dentists, and Lawyers Need to Know

Incorporation isn’t available to every professional in BC, it’s governed by a patchwork of professional regulatory bodies, each with their…

May 26, 2026 · 9 min read
The Family Trust as a Tax Tool: What BC Business Owners Need to Know
Corporate Structure

The Family Trust as a Tax Tool: What BC Business Owners Need to Know

A family trust sits at the intersection of tax planning, asset protection, and estate strategy; and it’s consistently one of…

May 26, 2026 · 9 min read
Holdco-Opco Structure: How to Separate Your Operating and Investment Dollars
Corporate Structure

Holdco-Opco Structure: How to Separate Your Operating and Investment Dollars

Most incorporated professionals in BC start with a single corporation. It holds everything: the business income, the retained earnings, the…

May 26, 2026 · 8 min read
Capital Dividend Account: The Tax-Free Corporate Distribution Most Business Owners Miss
Tax Strategy

Capital Dividend Account: The Tax-Free Corporate Distribution Most Business Owners Miss

There’s a corporate tax account that allows private corporations to pay dividends to shareholders completely tax-free. No income inclusion. No…

May 26, 2026 · 8 min read
The Passive Income Trap: What Happens When Your Corporation Earns Too Much Investment Income
Tax Strategy

The Passive Income Trap: What Happens When Your Corporation Earns Too Much Investment Income

There’s a tax rule that quietly hits incorporated professionals and business owners who’ve been successful at building wealth inside their…

May 26, 2026 · 8 min read
How Shareholder Loans Work, and the CRA Rules That Make Them Costly
Tax Strategy

How Shareholder Loans Work, and the CRA Rules That Make Them Costly

A shareholder loan sounds innocuous. You need money, your corporation has money, you borrow it. Simple. The CRA has a…

May 26, 2026 · 7 min read
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