{"id":98,"date":"2026-05-26T13:47:45","date_gmt":"2026-05-26T20:47:45","guid":{"rendered":""},"modified":"2026-05-26T13:47:45","modified_gmt":"2026-05-26T20:47:45","slug":"terms-of-use","status":"publish","type":"page","link":"https:\/\/bragdeal.cloud\/members\/ocean6\/terms-of-use\/","title":{"rendered":"Terms of Use"},"content":{"rendered":"\t\t<div data-elementor-type=\"page\" data-elementor-id=\"98\" class=\"elementor elementor-98 elementor-bc-flex-widget\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-tou001sec elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"tou001sec\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-tou001col\" data-id=\"tou001col\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-tou001wgt elementor-widget elementor-widget-html\" data-id=\"tou001wgt\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<header class=\"header\">\n  <div class=\"container header__inner\">\n    <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/\" class=\"logo\" aria-label=\"Ocean 6 home\">\n      <img decoding=\"async\" src=\"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-content\/mu-plugins\/ocean6-assets\/ocean6-logo-colour.svg\" alt=\"Ocean 6: A New World of Wealth\" class=\"logo__img\" \/>\n    <\/a>\n    <nav class=\"nav\" aria-label=\"Primary\">\n      <ul class=\"nav__list\" id=\"primary-nav\">\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/who-we-serve\/\">Who We Serve<\/a><\/li>\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/our-approach\/\">Our Approach<\/a><\/li>\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/pricing\/\">Pricing<\/a><\/li>\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/team\/\">Team<\/a><\/li>\n        <li class=\"nav__item--dropdown\"><a class=\"nav__link nav__link--has-dropdown\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/resources\/\">Resources<\/a><ul class=\"nav__dropdown\"><li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/calculators\/\">Calculators<\/a><\/li><li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/blog\/\">Blog<\/a><\/li><\/ul><\/li>\n      <\/ul>\n      <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\" class=\"btn btn--primary\">Claim Your Discovery Session <span class=\"arrow\">\u2192<\/span><\/a>\n      <button class=\"nav-toggle\" aria-label=\"Open menu\" aria-controls=\"primary-nav\" aria-expanded=\"false\">\n        <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><line x1=\"3\" y1=\"6\" x2=\"21\" y2=\"6\"\/><line x1=\"3\" y1=\"12\" x2=\"21\" y2=\"12\"\/><line x1=\"3\" y1=\"18\" x2=\"21\" y2=\"18\"\/><\/svg>\n      <\/button>\n    <\/nav>\n  <\/div>\n<\/header>\n\n<main>\n\n  <section class=\"page-header\">\n    <div class=\"container page-header__inner\">\n      <span class=\"eyebrow\">Legal<\/span>\n      <h1>Terms of Use<\/h1>\n      <p class=\"page-header__lead\">Last updated: May 2026<\/p>\n    <\/div>\n  <\/section>\n\n  <div class=\"post-body\">\n    <div class=\"post-body__layout\">\n\n      <!-- Main content -->\n      <article class=\"post-content\">\n\n        <blockquote>\n          <p>By accessing this website, you agree to these Terms of Use. If you do not agree, please do not use this site.<\/p>\n        <\/blockquote>\n\n        <h2 id=\"acceptance\">Acceptance of Terms<\/h2>\n        <p>These Terms of Use govern your access to and use of the Ocean 6 Wealth Advisory Inc. website located at ocean6.ca (the &ldquo;Site&rdquo;). By accessing or using the Site in any way, you agree to be bound by these Terms of Use and our <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/privacy-policy\/\">Privacy Policy<\/a>, which is incorporated herein by reference. Ocean 6 reserves the right to modify these terms at any time. Continued use of the Site after any changes constitutes your acceptance of the revised terms.<\/p>\n\n        <h2 id=\"use\">Permitted Use<\/h2>\n        <p>You may use the Site for lawful, personal, non-commercial purposes only. You agree not to:<\/p>\n        <ul>\n          <li>Use the Site in any manner that could damage, disable, or impair its operation<\/li>\n          <li>Attempt to gain unauthorized access to any portion of the Site or its related systems<\/li>\n          <li>Use automated tools to scrape, crawl, or harvest content from the Site<\/li>\n          <li>Transmit any material that is unlawful, defamatory, or otherwise objectionable<\/li>\n          <li>Impersonate any person or entity or misrepresent your affiliation with any person or entity<\/li>\n        <\/ul>\n\n        <h2 id=\"ip\">Intellectual Property<\/h2>\n        <p>All content on this Site&mdash;including text, graphics, logos, icons, images, and software&mdash;is the exclusive property of Ocean 6 Wealth Advisory Inc. or its content suppliers and is protected by Canadian and international copyright laws. No content may be reproduced, distributed, modified, or used in any way without the prior written consent of Ocean 6.<\/p>\n        <p>The Ocean 6 name, logo, and all related marks are trademarks of Ocean 6 Wealth Advisory Inc. Nothing on this Site grants any licence to use these marks.<\/p>\n\n        <h2 id=\"noadvice\">Not Financial Advice<\/h2>\n        <p>The information on this Site is provided for general informational and educational purposes only. It does not constitute financial, investment, tax, legal, or insurance advice, and should not be relied upon as such. Every individual&rsquo;s situation is unique&mdash;strategies, outcomes, and case studies referenced on this Site are illustrative only and may not apply to your circumstances.<\/p>\n        <p>Nothing on this Site creates a client relationship between you and Ocean 6. A formal advisory relationship is only established through a signed engagement agreement.<\/p>\n\n        <h2 id=\"thirdparty\">Third-Party Links<\/h2>\n        <p>The Site may contain links to third-party websites for your convenience. Ocean 6 has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party sites. Links do not constitute an endorsement. We encourage you to review the terms and privacy policies of any external site you visit.<\/p>\n\n        <h2 id=\"liability\">Limitation of Liability<\/h2>\n        <p>To the fullest extent permitted by applicable law, Ocean 6 Wealth Advisory Inc., its officers, directors, employees, and advisors shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Site or any content on it&mdash;even if Ocean 6 has been advised of the possibility of such damages.<\/p>\n        <p>The Site is provided on an &ldquo;as is&rdquo; and &ldquo;as available&rdquo; basis without warranties of any kind, either express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose.<\/p>\n\n        <h2 id=\"governing\">Governing Law<\/h2>\n        <p>These Terms of Use are governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein. Any dispute arising under these terms shall be subject to the exclusive jurisdiction of the courts of British Columbia.<\/p>\n\n        <h2 id=\"contact\">Contact Us<\/h2>\n        <p>If you have questions about these Terms of Use, please contact us at:<\/p>\n        <p><strong>Ocean 6 Wealth Advisory Inc.<\/strong><br\/>\n        300 &ndash; 240 East 2nd Avenue<br\/>\n        Vancouver, BC V5T 1B7<br\/>\n        <a href=\"mailto:service@ocean6.ca\">service@ocean6.ca<\/a><br\/>\n        604-343-4808<\/p>\n\n      <\/article>\n\n      <!-- Sidebar -->\n      <aside class=\"post-sidebar\">\n        <div class=\"post-sidebar__card\">\n          <h5>On This Page<\/h5>\n          <nav style=\"margin-top: 0.75rem;\">\n            <ul style=\"list-style:none; padding:0; margin:0; display:flex; flex-direction:column; gap:0.5rem;\">\n              <li><a href=\"#acceptance\" style=\"font-size:0.88rem; color:var(--teal-deep); text-decoration:none; display:block; padding:0.25rem 0; border-bottom:1px solid var(--border);\">Acceptance of Terms<\/a><\/li>\n              <li><a href=\"#use\" style=\"font-size:0.88rem; color:var(--teal-deep); text-decoration:none; display:block; padding:0.25rem 0; border-bottom:1px solid var(--border);\">Permitted Use<\/a><\/li>\n              <li><a href=\"#ip\" style=\"font-size:0.88rem; color:var(--teal-deep); text-decoration:none; display:block; padding:0.25rem 0; border-bottom:1px solid var(--border);\">Intellectual Property<\/a><\/li>\n              <li><a href=\"#noadvice\" style=\"font-size:0.88rem; color:var(--teal-deep); text-decoration:none; display:block; padding:0.25rem 0; border-bottom:1px solid var(--border);\">Not Financial Advice<\/a><\/li>\n              <li><a href=\"#thirdparty\" style=\"font-size:0.88rem; color:var(--teal-deep); text-decoration:none; display:block; padding:0.25rem 0; border-bottom:1px solid var(--border);\">Third-Party Links<\/a><\/li>\n              <li><a href=\"#liability\" style=\"font-size:0.88rem; color:var(--teal-deep); text-decoration:none; display:block; padding:0.25rem 0; border-bottom:1px solid var(--border);\">Limitation of Liability<\/a><\/li>\n              <li><a href=\"#governing\" style=\"font-size:0.88rem; color:var(--teal-deep); text-decoration:none; display:block; padding:0.25rem 0; border-bottom:1px solid var(--border);\">Governing Law<\/a><\/li>\n              <li><a href=\"#contact\" style=\"font-size:0.88rem; color:var(--teal-deep); text-decoration:none; display:block; padding:0.25rem 0;\">Contact Us<\/a><\/li>\n            <\/ul>\n          <\/nav>\n        <\/div>\n        <div class=\"post-sidebar__card\" style=\"margin-top:1.5rem;\">\n          <h5>Questions?<\/h5>\n          <p>Our team is happy to answer any questions about these terms.<\/p>\n          <a href=\"mailto:service@ocean6.ca\" class=\"btn btn--outline\" style=\"font-size:0.82rem; padding:0.65rem 1.25rem; width:100%; justify-content:center;\">Email Us<\/a>\n        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<ul class=\"footer__list\">\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-incorporated-professionals\/\">Incorporated Professionals<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-doctors-dentists-vancouver\/\">Doctors &amp; Dentists<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-business-owners-vancouver\/\">Business Owners<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/services\/\">The Eight Pillars<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/our-approach\/\">The Do It For You Method<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/pricing\/\">Pricing<\/a><\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"footer__col\">\n        <h5>Firm<\/h5>\n        <ul class=\"footer__list\">\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/team\/\">Our Team<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/blog\/\">Blog<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\">Book a Call<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/careers\/\">Careers<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/client-login\/\">Client Login<\/a><\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"footer__col\">\n        <h5>Contact<\/h5>\n        <div class=\"footer__contact\">\n          <p style=\"color: var(--text-light-muted);\">300 \u2013 240 East 2nd Avenue<br \/>Vancouver, BC V5T 1B7<\/p>\n          <a href=\"tel:+16043434808\">604-343-4808<\/a>\n          <a href=\"mailto:service@ocean6.ca\">service@ocean6.ca<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n    <div class=\"footer__locations\">\n      <span class=\"footer__locations-label\">Locations We Serve<\/span>\n      <div class=\"footer__locations-links\">\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-vancouver\/\">Vancouver<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-toronto\/\">Toronto<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-calgary\/\">Calgary<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-edmonton\/\">Edmonton<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-mississauga\/\">Mississauga<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-winnipeg\/\">Winnipeg<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-regina\/\">Regina<\/a>\n      <\/div>\n    <\/div>\n    <div class=\"footer__seo\">\n      <div class=\"footer__seo-block\">\n        <h6>Key Strategies We Plan For<\/h6>\n        <p><strong>Tax-efficient compensation<\/strong> (salary vs. dividend optimization). <strong>Corporate-owned life insurance<\/strong> as a tax-advantaged accumulation strategy. <strong>Lifetime Capital Gains Exemption<\/strong> planning and pre-exit positioning. <strong>Holding company and holdco-opco structures<\/strong>. Capital Dividend Account strategy. Individual Pension Plans (IPP), Retirement Compensation Arrangements (RCA). Estate freezes and intergenerational wealth transfer.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"footer__regulatory\">\n      Ocean 6 operates through two registered entities. <strong style=\"color: rgba(255,255,255,0.78);\">Ocean 6 Wealth Advisory Inc.<\/strong> provides fee-based financial planning, life insurance products, critical illness and disability insurance products and segregated funds. <strong style=\"color: rgba(255,255,255,0.78);\">Ocean 6 Investment Solutions Inc.<\/strong> is a registered mutual fund dealer with the Canadian Investment Regulatory Organization (CIRO) and a member of the Canadian Investor Protection Fund (CIPF), offering mutual funds and exchange-traded fund products. From the client's perspective, you experience one team, one plan, one point of accountability.\n    <\/div>\n    <div class=\"footer__bottom\">\n      <div>\u00a9 2026 Ocean 6 Wealth Advisory Inc. \u00b7 All rights reserved.<\/div>\n      <div><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/privacy-policy\/\">Privacy Policy<\/a> \u00b7 <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/terms-of-use\/\">Terms of Use<\/a> \u00b7 <a href=\"https:\/\/www.ciro.ca\/\" target=\"_blank\" rel=\"noopener\">CIRO Disclosure<\/a><\/div>\n    <\/div>\n  <\/div>\n<\/footer>\n\n<div class=\"mobile-cta\">\n  <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\" class=\"btn btn--teal\">Claim Your Discovery Session<\/a>\n  <a href=\"tel:+16043434808\" class=\"btn btn--ghost-light\" aria-label=\"Call us\">\n    <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M22 16.92v3a2 2 0 01-2.18 2 19.79 19.79 0 01-8.63-3.07 19.5 19.5 0 01-6-6 19.79 19.79 0 01-3.07-8.67A2 2 0 014.11 2h3a2 2 0 012 1.72 12.84 12.84 0 00.7 2.81 2 2 0 01-.45 2.11L8.09 9.91a16 16 0 006 6l1.27-1.27a2 2 0 012.11-.45 12.84 12.84 0 002.81.7A2 2 0 0122 16.92z\"\/><\/svg>\n  <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-98","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/pages\/98","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/comments?post=98"}],"version-history":[{"count":0,"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/pages\/98\/revisions"}],"wp:attachment":[{"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/media?parent=98"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}