{"id":49,"date":"2026-05-25T18:54:02","date_gmt":"2026-05-25T18:54:02","guid":{"rendered":"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-business-owners-vancouver\/"},"modified":"2026-05-25T18:54:02","modified_gmt":"2026-05-25T18:54:02","slug":"financial-advisor-business-owners-vancouver","status":"publish","type":"page","link":"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-business-owners-vancouver\/","title":{"rendered":"Financial Advisor for Business Owners in Vancouver | Ocean 6"},"content":{"rendered":"\t\t<div data-elementor-type=\"page\" data-elementor-id=\"49\" class=\"elementor elementor-49\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-084e41c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"084e41c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0c390ef\" data-id=\"0c390ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e965159 elementor-widget elementor-widget-html\" data-id=\"e965159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<header class=\"header\">\n  <div class=\"container header__inner\">\n    <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/\" class=\"logo\" aria-label=\"Ocean 6 home\">\n      <img decoding=\"async\" src=\"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-content\/mu-plugins\/ocean6-assets\/ocean6-logo-colour.svg\" alt=\"Ocean 6 Wealth Advisory\" class=\"logo__img\" \/>\n    <\/a>\n    <nav class=\"nav\" aria-label=\"Primary\">\n      <ul class=\"nav__list\" id=\"primary-nav\">\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/who-we-serve\/\">Who We Serve<\/a><\/li>\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/our-approach\/\">Our Approach<\/a><\/li>\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/pricing\/\">Pricing<\/a><\/li>\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/team\/\">Team<\/a><\/li>\n        <li class=\"nav__item--dropdown\"><a class=\"nav__link nav__link--has-dropdown\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/resources\/\">Resources<\/a><ul class=\"nav__dropdown\"><li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/calculators\/\">Calculators<\/a><\/li><li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/blog\/\">Blog<\/a><\/li><\/ul><\/li>\n      <\/ul>\n      <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\" class=\"btn btn--primary\">Claim Your Discovery Session <span class=\"arrow\">\u2192<\/span><\/a>\n      <button class=\"nav-toggle\" aria-label=\"Open menu\" aria-controls=\"primary-nav\" aria-expanded=\"false\">\n        <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><line x1=\"3\" y1=\"6\" x2=\"21\" y2=\"6\"\/><line x1=\"3\" y1=\"12\" x2=\"21\" y2=\"12\"\/><line x1=\"3\" y1=\"18\" x2=\"21\" y2=\"18\"\/><\/svg>\n      <\/button>\n    <\/nav>\n  <\/div>\n<\/header>\n\n<main>\n\n<section class=\"page-header\">\n  <div class=\"container page-header__inner\">\n    <span class=\"eyebrow\">Business Owners in Vancouver<\/span>\n    <h1>Financial Planning for Business Owners in Vancouver<\/h1>\n    <p class=\"page-header__lead\">Comprehensive fee-for-service financial planning for Vancouver business owners, covering holding companies, succession planning, corporate investing, tax optimization, and the financial complexity that comes with owning a successful private business.<\/p>\n  <\/div>\n<\/section>\n\n<section class=\"section\">\n  <div class=\"container container--narrow\">\n    <p class=\"lead\">Business owners face a financial planning challenge that most advisors aren't equipped to handle: the majority of your net worth is tied up in a single illiquid asset (the business. The decisions you make inside that business have tax consequences that ripple through your personal finances for decades. How you pay yourself, how you hold retained earnings, whether you need a holding company, how you protect the business from personal liability, and how you eventually exit) these are interconnected decisions that need to be planned as a system. That's what Ocean 6 does for business owners.<\/p>\n  <\/div>\n<\/section>\n\n<section class=\"section section--cream\">\n  <div class=\"container\">\n    <div class=\"section-head\">\n      <span class=\"eyebrow\">Where We Add Value<\/span>\n      <h2>The Problems We Solve for Business Owners<\/h2>\n    <\/div>\n    <div class=\"split-list\">\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">01<\/div>\n        <div class=\"split-list__content\">\n          <h3>Concentration risk, most of your wealth is in one asset<\/h3>\n          <p>A business owner with a $3M company has 80\u201390% of their net worth in a single illiquid, unhedgeable position. We help you build a financial plan that progressively diversifies wealth out of the business while you're still running it, so you're not entirely dependent on a successful sale to fund retirement.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">02<\/div>\n        <div class=\"split-list__content\">\n          <h3>Maximizing the Lifetime Capital Gains Exemption<\/h3>\n          <p>The LCGE allows the first $1.25M of capital gains on qualifying small business shares to be received tax-free. Qualifying requires advance planning: the shares must be QSBC shares at the time of sale, which has specific requirements around asset composition and holding periods. Estate freeze structures, family trusts, and share restructuring can multiply the exemption across family members. None of this can be done at closing, it requires years of setup.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">03<\/div>\n        <div class=\"split-list__content\">\n          <h3>Holding company strategy<\/h3>\n          <p>A holding company receives dividends from your operating company tax-free and holds assets protected from the operating risks of the business. The holdco can own investments, real estate, life insurance policies, and shares in other companies. We analyze whether a holdco makes sense in your situation and ensure it's integrated into your estate plan properly.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">04<\/div>\n        <div class=\"split-list__content\">\n          <h3>Key-person insurance and buy-sell agreements<\/h3>\n          <p>If you have a business partner, what happens if one of you dies or becomes disabled? Without a properly funded buy-sell agreement, the surviving partner may be forced into business with a deceased partner's estate. We advise on buy-sell structures, funding mechanisms, and how corporate-owned insurance integrates with the shareholder agreement your lawyer will draft.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">05<\/div>\n        <div class=\"split-list__content\">\n          <h3>Exit planning, the biggest financial event of your life<\/h3>\n          <p>A business sale is typically the largest financial transaction a business owner will ever execute. The difference between a well-planned exit and an unplanned one can be millions of dollars in tax. Share vs. asset sale analysis, corporate purification, estate freeze timing, LCGE multiplication, and investment strategy for post-sale proceeds all need to be in place well before you go to market.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">06<\/div>\n        <div class=\"split-list__content\">\n          <h3>Succession, family or third-party?<\/h3>\n          <p>Transitioning a business to a family member is fundamentally different from selling to a third party. Family succession involves estate freeze structures, gift vs. sale analysis, gradual transfer of control, and often family dynamics that complicate what should be financial decisions. We model the financial outcomes of each path and coordinate with your lawyer and accountant to structure the transition properly.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"section\">\n  <div class=\"container\">\n    <div class=\"section-head text-center\">\n      <span class=\"eyebrow\">Our Clients<\/span>\n      <h2>The Business Owners We Work With<\/h2>\n      <p class=\"lead\">We typically work with owner-operators at companies generating $500K\u2013$10M in annual revenue, with meaningful retained earnings and a 3\u201315 year horizon before a potential exit.<\/p>\n    <\/div>\n    <div class=\"pillar-grid pillar-grid--2col\">\n      <div class=\"pillar-card reveal\">\n        <h3 class=\"pillar-card__title\">Owner-Operators<\/h3>\n        <p class=\"pillar-card__body\">Founders and sole owners running profitable businesses with accumulated retained earnings. The primary challenge is usually building wealth outside the business while maintaining sufficient capital inside it for operations and growth.<\/p>\n      <\/div>\n      <div class=\"pillar-card reveal\">\n        <h3 class=\"pillar-card__title\">Business Partners<\/h3>\n        <p class=\"pillar-card__body\">Equal or unequal partners in a business with shared ownership. Key planning issues include buy-sell agreement funding, equalization of estates, and ensuring both partners' financial plans are coordinated even when personal situations differ.<\/p>\n      <\/div>\n      <div class=\"pillar-card reveal\">\n        <h3 class=\"pillar-card__title\">Pre-Exit Business Owners<\/h3>\n        <p class=\"pillar-card__body\">Owners within 3\u20137 years of a planned sale or transition. The planning priority is qualifying for LCGE, multiplying the exemption across family members, and ensuring the corporate structure is ready for a buyer's due diligence.<\/p>\n      <\/div>\n      <div class=\"pillar-card reveal\">\n        <h3 class=\"pillar-card__title\">Post-Exit Business Owners<\/h3>\n        <p class=\"pillar-card__body\">Business owners who have recently sold and are managing $2M\u2013$10M+ in after-tax proceeds for the first time. The challenge is making sound investment decisions and building a sustainable income plan without the structure of a business to organize finances around.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"section section--cream\">\n  <div class=\"container container--narrow\">\n    <div class=\"section-head text-center\">\n      <span class=\"eyebrow\">Common Questions<\/span>\n      <h2>Frequently Asked Questions<\/h2>\n    <\/div>\n    <div class=\"o6-faq\">\n      <details class=\"o6-faq__item reveal\">\n        <summary class=\"o6-faq__q\">When should I start exit planning?<\/summary>\n        <div class=\"o6-faq__a\">\n          <p>Earlier than you think. The LCGE requires shares to qualify as QSBC shares with a 24-month holding period and specific asset tests throughout that period. Family trust structures to multiply the exemption take time to establish and need to be in place well before a sale. An estate freeze should be implemented while business value is still within the freeze amount. If you're thinking about a sale in the next 5\u20137 years, the planning conversation should start now. If you're 2\u20133 years out, there's still meaningful value to be captured, but some options will be off the table.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"o6-faq__item reveal\">\n        <summary class=\"o6-faq__q\">Should I sell shares or assets?<\/summary>\n        <div class=\"o6-faq__a\">\n          <p>A share sale is almost always better for the seller (capital gains taxed at lower rates, potential LCGE), and an asset sale is almost always preferred by the buyer (higher tax deductions, no assumption of liabilities). In practice, the deal structure depends on negotiating leverage. We model both scenarios so you understand the after-tax economics of each and can negotiate from an informed position. We also work with your accountant and lawyer to optimize the outcome if you have flexibility in the structure.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"o6-faq__item reveal\">\n        <summary class=\"o6-faq__q\">What is an estate freeze and do I need one?<\/summary>\n        <div class=\"o6-faq__a\">\n          <p>An estate freeze is a corporate reorganization that \"freezes\" the current value of your shares in your hands and causes all future growth to accrue to new shareholders, typically a family trust or your adult children. The purpose is twofold: limiting future tax liability in your estate, and enabling LCGE multiplication by ensuring shares held by the trust are also eligible for the exemption at sale. Whether you need one depends on your business value, estate goals, family situation, and timeline. It's a significant structural transaction worth analyzing carefully rather than implementing reflexively.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"o6-faq__item reveal\">\n        <summary class=\"o6-faq__q\">How much does financial planning for a business owner cost?<\/summary>\n        <div class=\"o6-faq__a\">\n          <p>Ocean 6 charges a flat annual retainer rather than a percentage of assets under management. For business owners, fees typically range from $5,000\u2013$15,000 per year depending on complexity, number of entities, proximity to exit, insurance needs, and ongoing advisory scope. This covers your financial plan, annual compensation optimization, insurance review, coordination with your accountant and lawyer, and ongoing access to the team. See our <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/pricing\/\">pricing page<\/a> for full detail, or book a discovery call to get a specific estimate.<\/p>\n        <\/div>\n      <\/details>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"section section--cream\">\n  <div class=\"container container--narrow\">\n    <p class=\"lead\">If your business is structured as a professional corporation (a law firm, consulting practice, or any regulated profession) <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-incorporated-professionals\/\">our page for incorporated professionals<\/a> covers the additional passive income rules, salary vs. dividends nuances, and LCGE considerations that apply specifically to professional corporations.<\/p>\n  <\/div>\n<\/section>\n\n<div class=\"cta-band\">\n  <div class=\"cta-band__inner\">\n    <span class=\"eyebrow\" style=\"color: var(--teal); margin-bottom: 1rem; display: block;\">Ready to Talk?<\/span>\n    <h2>Book a Discovery Call<\/h2>\n    <p>30 minutes. We'll talk about your business, your corporate structure, and what financial decisions you've been putting off.<\/p>\n    <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\" class=\"btn btn--teal btn--lg\">Book Your Complimentary Call <span class=\"arrow\">\u2192<\/span><\/a>\n  <\/div>\n<\/div>\n\n<\/main>\n\n<footer class=\"footer\">\n  <div class=\"container\">\n    <div class=\"footer__grid\">\n      <div class=\"footer__col footer__brand\">\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/\" class=\"logo\" aria-label=\"Ocean 6 home\">\n          <img decoding=\"async\" src=\"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-content\/mu-plugins\/ocean6-assets\/ocean6-logo-white.svg\" alt=\"Ocean 6 Wealth Advisory\" class=\"logo__img\" \/>\n        <\/a>\n        <p class=\"footer__tagline\">Holistic financial planning that coordinates every advisor in your world.<\/p>\n        <div class=\"footer__social\">\n          <a href=\"https:\/\/www.linkedin.com\/company\/ocean-6\/\" aria-label=\"LinkedIn\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M19 0h-14c-2.761 0-5 2.239-5 5v14c0 2.761 2.239 5 5 5h14c2.762 0 5-2.239 5-5v-14c0-2.761-2.238-5-5-5zm-11 19h-3v-11h3v11zm-1.5-12.268c-.966 0-1.75-.79-1.75-1.764s.784-1.764 1.75-1.764 1.75.79 1.75 1.764-.783 1.764-1.75 1.764zm13.5 12.268h-3v-5.604c0-3.368-4-3.113-4 0v5.604h-3v-11h3v1.765c1.396-2.586 7-2.777 7 2.476v6.759z\"\/><\/svg><\/a>\n          <a href=\"https:\/\/www.instagram.com\/ocean6wealthadvisory\/\" aria-label=\"Instagram\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M12 2.163c3.204 0 3.584.012 4.85.07 3.252.148 4.771 1.691 4.919 4.919.058 1.265.069 1.645.069 4.849 0 3.205-.012 3.584-.069 4.849-.149 3.225-1.664 4.771-4.919 4.919-1.266.058-1.644.07-4.85.07-3.204 0-3.584-.012-4.849-.07-3.26-.149-4.771-1.699-4.919-4.92-.058-1.265-.07-1.644-.07-4.849 0-3.204.013-3.583.07-4.849.149-3.227 1.664-4.771 4.919-4.919 1.266-.057 1.645-.069 4.849-.069zm0-2.163c-3.259 0-3.667.014-4.947.072-4.358.2-6.78 2.618-6.98 6.98-.059 1.281-.073 1.689-.073 4.948 0 3.259.014 3.668.072 4.948.2 4.358 2.618 6.78 6.98 6.98 1.281.058 1.689.072 4.948.072 3.259 0 3.668-.014 4.948-.072 4.354-.2 6.782-2.618 6.979-6.98.059-1.28.073-1.689.073-4.948 0-3.259-.014-3.667-.072-4.947-.196-4.354-2.617-6.78-6.979-6.98-1.281-.059-1.69-.073-4.949-.073zm0 5.838c-3.403 0-6.162 2.759-6.162 6.162s2.759 6.163 6.162 6.163 6.162-2.759 6.162-6.163c0-3.403-2.759-6.162-6.162-6.162zm0 10.162c-2.209 0-4-1.79-4-4 0-2.209 1.791-4 4-4s4 1.791 4 4c0 2.21-1.791 4-4 4zm6.406-11.845c-.796 0-1.441.645-1.441 1.44s.645 1.44 1.441 1.44c.795 0 1.439-.645 1.439-1.44s-.644-1.44-1.439-1.44z\"\/><\/svg><\/a>\n          <a href=\"https:\/\/www.youtube.com\/c\/Ocean6\" aria-label=\"YouTube\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M23.498 6.186a3.016 3.016 0 0 0-2.122-2.136C19.505 3.545 12 3.545 12 3.545s-7.505 0-9.377.505A3.017 3.017 0 0 0 .502 6.186C0 8.07 0 12 0 12s0 3.93.502 5.814a3.016 3.016 0 0 0 2.122 2.136c1.871.505 9.376.505 9.376.505s7.505 0 9.377-.505a3.015 3.015 0 0 0 2.122-2.136C24 15.93 24 12 24 12s0-3.93-.502-5.814zM9.545 15.568V8.432L15.818 12l-6.273 3.568z\"\/><\/svg><\/a>\n          <a href=\"https:\/\/www.facebook.com\/Ocean6Wealth\/\" aria-label=\"Facebook\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9 8h-3v4h3v12h5v-12h3.642l.358-4h-4v-1.667c0-.955.192-1.333 1.115-1.333h2.885v-5h-3.808c-3.596 0-5.192 1.583-5.192 4.615v3.385z\"\/><\/svg><\/a>\n          <a href=\"https:\/\/www.tiktok.com\/@ocean6wealthadvisory\" aria-label=\"TikTok\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M19.59 6.69a4.83 4.83 0 0 1-3.77-4.25V2h-3.45v13.67a2.89 2.89 0 0 1-2.88 2.5 2.89 2.89 0 0 1-2.89-2.89 2.89 2.89 0 0 1 2.89-2.89c.28 0 .54.04.79.1V9.01a6.27 6.27 0 0 0-.79-.05 6.34 6.34 0 0 0-6.34 6.34 6.34 6.34 0 0 0 6.34 6.34 6.34 6.34 0 0 0 6.33-6.34V8.69a8.25 8.25 0 0 0 4.83 1.55V6.79a4.85 4.85 0 0 1-1.06-.1z\"\/><\/svg><\/a>\n        <\/div>\n      <\/div>\n      <div class=\"footer__col\">\n        <h5>Financial Planning<\/h5>\n        <ul class=\"footer__list\">\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-incorporated-professionals\/\">Incorporated Professionals<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-doctors-dentists-vancouver\/\">Doctors &amp; Dentists<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-business-owners-vancouver\/\">Business Owners<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/services\/\">The Eight Pillars<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/our-approach\/\">The Do It For You Method<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/pricing\/\">Pricing<\/a><\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"footer__col\">\n        <h5>Firm<\/h5>\n        <ul class=\"footer__list\">\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/team\/\">Our Team<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/blog\/\">Blog<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\">Book a Call<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/careers\/\">Careers<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/client-login\/\">Client Login<\/a><\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"footer__col\">\n        <h5>Contact<\/h5>\n        <div class=\"footer__contact\">\n          <p style=\"color: var(--text-light-muted);\">300 \u2013 240 East 2nd Avenue<br \/>Vancouver, BC V5T 1B7<\/p>\n          <a href=\"tel:+16043434808\">604-343-4808<\/a>\n          <a href=\"mailto:service@ocean6.ca\">service@ocean6.ca<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n        <div class=\"footer__locations\">\n      <span class=\"footer__locations-label\">Locations We Serve<\/span>\n      <div class=\"footer__locations-links\">\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-vancouver\/\">Vancouver<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-toronto\/\">Toronto<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-calgary\/\">Calgary<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-edmonton\/\">Edmonton<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-mississauga\/\">Mississauga<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-winnipeg\/\">Winnipeg<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-regina\/\">Regina<\/a>\n      <\/div>\n    <\/div>\n    <div class=\"footer__seo\">\n      <div class=\"footer__seo-block\">\n        <h6>Key Strategies We Plan For<\/h6>\n        <p><strong>Tax-efficient compensation<\/strong> (salary vs. dividend optimization). <strong>Corporate-owned life insurance<\/strong> as a tax-advantaged accumulation strategy. <strong>Lifetime Capital Gains Exemption<\/strong> planning and pre-exit positioning. <strong>Holding company and holdco-opco structures<\/strong>. Capital Dividend Account strategy. Individual Pension Plans (IPP), Retirement Compensation Arrangements (RCA). Estate freezes and intergenerational wealth transfer.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"footer__regulatory\">\n      Ocean 6 operates through two registered entities. <strong style=\"color: rgba(255,255,255,0.78);\">Ocean 6 Wealth Advisory Inc.<\/strong> provides fee-based financial planning, life insurance products, critical illness and disability insurance products and segregated funds. <strong style=\"color: rgba(255,255,255,0.78);\">Ocean 6 Investment Solutions Inc.<\/strong> is a registered mutual fund dealer with the Canadian Investment Regulatory Organization (CIRO) and a member of the Canadian Investor Protection Fund (CIPF), offering mutual funds and exchange-traded fund products. From the client's perspective, you experience one team, one plan, one point of accountability.\n    <\/div>\n    <div class=\"footer__bottom\">\n      <div>\u00a9 2026 Ocean 6 Wealth Advisory Inc. \u00b7 All rights reserved.<\/div>\n      <div><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/privacy-policy\/\">Privacy Policy<\/a> \u00b7 <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/terms-of-use\/\">Terms of Use<\/a> \u00b7 <a href=\"https:\/\/www.ciro.ca\/\" target=\"_blank\" rel=\"noopener\">CIRO Disclosure<\/a><\/div>\n    <\/div>\n  <\/div>\n<\/footer>\n\n<div class=\"mobile-cta\">\n  <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\" class=\"btn btn--teal\">Claim Your Discovery Session<\/a>\n  <a href=\"tel:+16043434808\" class=\"btn btn--ghost-light\" aria-label=\"Call us\">\n    <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M22 16.92v3a2 2 0 01-2.18 2 19.79 19.79 0 01-8.63-3.07 19.5 19.5 0 01-6-6 19.79 19.79 0 01-3.07-8.67A2 2 0 014.11 2h3a2 2 0 012 1.72 12.84 12.84 0 00.7 2.81 2 2 0 01-.45 2.11L8.09 9.91a16 16 0 006 6l1.27-1.27a2 2 0 012.11-.45 12.84 12.84 0 002.81.7A2 2 0 0122 16.92z\"\/><\/svg>\n  <\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Service\",\n  \"name\": \"Financial Planning for Business Owners in Vancouver\",\n  \"provider\": {\n    \"@type\": \"FinancialService\",\n    \"name\": \"Ocean 6 Wealth Advisory\",\n    \"url\": \"https:\/\/ocean6.ca\",\n    \"telephone\": \"+16043434808\",\n    \"email\": \"service@ocean6.ca\",\n    \"address\": {\n      \"@type\": \"PostalAddress\",\n      \"streetAddress\": \"300 \u2013 240 East 2nd Avenue\",\n      \"addressLocality\": \"Vancouver\",\n      \"addressRegion\": \"BC\",\n      \"postalCode\": \"V5T 1B7\",\n      \"addressCountry\": \"CA\"\n    }\n  },\n  \"description\": \"Comprehensive financial planning for Vancouver business owners. 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