{"id":48,"date":"2026-05-25T18:54:02","date_gmt":"2026-05-25T18:54:02","guid":{"rendered":"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-doctors-dentists-vancouver\/"},"modified":"2026-05-25T18:54:02","modified_gmt":"2026-05-25T18:54:02","slug":"financial-advisor-doctors-dentists-vancouver","status":"publish","type":"page","link":"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-doctors-dentists-vancouver\/","title":{"rendered":"Financial Advisor for Doctors &#038; Dentists in Vancouver | Ocean 6"},"content":{"rendered":"\t\t<div data-elementor-type=\"page\" data-elementor-id=\"48\" class=\"elementor elementor-48\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bdf5553 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bdf5553\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d7916f1\" data-id=\"d7916f1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-db509e0 elementor-widget elementor-widget-html\" data-id=\"db509e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<header class=\"header\">\n  <div class=\"container header__inner\">\n    <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/\" class=\"logo\" aria-label=\"Ocean 6 home\">\n      <img decoding=\"async\" src=\"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-content\/mu-plugins\/ocean6-assets\/ocean6-logo-colour.svg\" alt=\"Ocean 6 Wealth Advisory\" class=\"logo__img\" \/>\n    <\/a>\n    <nav class=\"nav\" aria-label=\"Primary\">\n      <ul class=\"nav__list\" id=\"primary-nav\">\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/who-we-serve\/\">Who We Serve<\/a><\/li>\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/our-approach\/\">Our Approach<\/a><\/li>\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/pricing\/\">Pricing<\/a><\/li>\n        <li><a class=\"nav__link\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/team\/\">Team<\/a><\/li>\n        <li class=\"nav__item--dropdown\"><a class=\"nav__link nav__link--has-dropdown\" href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/resources\/\">Resources<\/a><ul class=\"nav__dropdown\"><li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/calculators\/\">Calculators<\/a><\/li><li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/blog\/\">Blog<\/a><\/li><\/ul><\/li>\n      <\/ul>\n      <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\" class=\"btn btn--primary\">Claim Your Discovery Session <span class=\"arrow\">\u2192<\/span><\/a>\n      <button class=\"nav-toggle\" aria-label=\"Open menu\" aria-controls=\"primary-nav\" aria-expanded=\"false\">\n        <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><line x1=\"3\" y1=\"6\" x2=\"21\" y2=\"6\"\/><line x1=\"3\" y1=\"12\" x2=\"21\" y2=\"12\"\/><line x1=\"3\" y1=\"18\" x2=\"21\" y2=\"18\"\/><\/svg>\n      <\/button>\n    <\/nav>\n  <\/div>\n<\/header>\n\n<main>\n\n<section class=\"page-header\">\n  <div class=\"container page-header__inner\">\n    <span class=\"eyebrow\">Doctors &amp; Dentists in BC<\/span>\n    <h1>Financial Advisor for Doctors and Dentists in BC<\/h1>\n    <p class=\"page-header__lead\">Fee-for-service financial planning built for physicians and dentists who are incorporated in British Columbia, addressing the specific tax and investment challenges of a Medical or Dental Professional Corporation.<\/p>\n  <\/div>\n<\/section>\n\n<section class=\"section\">\n  <div class=\"container container--narrow\">\n    <p class=\"lead\">Physicians and dentists in BC are among the highest earners in the country, but the financial planning complexity of running a Medical Professional Corporation or Professional Dental Corporation is equally significant. You've likely accumulated substantial retained earnings. You may be bumping against the passive income threshold that claws back your small business deduction. Your RRSP room may be limited because you've been drawing dividends rather than salary. And your accountant, while excellent at compliance, isn't thinking about the strategic question of how to build and protect wealth over a 30-year career. That's what Ocean 6 does.<\/p>\n  <\/div>\n<\/section>\n\n<section class=\"section section--cream\">\n  <div class=\"container\">\n    <div class=\"section-head\">\n      <span class=\"eyebrow\">For Physicians<\/span>\n      <h2>What We Address for Incorporated Physicians<\/h2>\n    <\/div>\n    <div class=\"split-list\">\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">01<\/div>\n        <div class=\"split-list__content\">\n          <h3>Passive income clawback, protecting your small business deduction<\/h3>\n          <p>BC physicians with a Medical Professional Corporation are taxed at the small business rate (approximately 11%) on the first $500,000 of active professional income, as long as passive investment income stays below $50,000\/year. Above that threshold, the clawback begins. At $150,000+ in passive income, the full small business deduction is lost, costing approximately $55,000\/year in additional tax. COLI, holding company structures, and careful investment selection are the primary tools we use to manage this.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">02<\/div>\n        <div class=\"split-list__content\">\n          <h3>RRSP underutilization<\/h3>\n          <p>Many physicians draw primarily dividends from their MPC, which creates no RRSP room. Over a 20-year career, the lost RRSP room can represent hundreds of thousands of dollars in missed tax-sheltered growth. We evaluate the salary vs. dividends split specifically to optimize RRSP contribution room where it makes sense, while balancing CPP contributions, personal tax bracket management, and retained earnings strategy.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">03<\/div>\n        <div class=\"split-list__content\">\n          <h3>Disability and overhead insurance<\/h3>\n          <p>A physician's ability to practice IS the asset. The financial consequence of a disability is not just lost income, it's the cessation of a highly profitable professional practice with ongoing overhead costs. We conduct an insurance audit to assess whether your current disability coverage is adequate and whether corporate overhead insurance should be in place.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">04<\/div>\n        <div class=\"split-list__content\">\n          <h3>Practice wind-down and MPC dissolution<\/h3>\n          <p>When a physician retires or transitions out of practice, the MPC has to wind down. The assets inside it need to be extracted in a tax-efficient sequence, RRSP\/RRIF withdrawals, corporate dividends, capital dividends from the CDA, and life insurance proceeds. Getting this sequencing wrong can mean paying tens of thousands more in tax than necessary. We plan the wind-down strategy years in advance.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"section\">\n  <div class=\"container\">\n    <div class=\"section-head\">\n      <span class=\"eyebrow\">For Dentists<\/span>\n      <h2>What We Address for Incorporated Dentists<\/h2>\n    <\/div>\n    <div class=\"split-list\">\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">01<\/div>\n        <div class=\"split-list__content\">\n          <h3>Corporate accumulation and investment strategy<\/h3>\n          <p>Dentists with an established practice often accumulate $500,000\u2013$2M+ inside the PDC over their career. Passive income inside the corp is taxed punitively, and the investment strategy for a corporate account is fundamentally different from an RRSP or TFSA. We build an investment policy for your corporate account that maximizes after-tax returns, typically through capital-gains-oriented investments, corporate class structures, and COLI where appropriate.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">02<\/div>\n        <div class=\"split-list__content\">\n          <h3>Practice succession and sale<\/h3>\n          <p>Dental practice sales are among the most complex small-business transactions in Canada. The value is partly in the goodwill (which may or may not qualify for the LCGE), partly in equipment, and partly in the patient base. We work with your accountant and lawyer to structure the sale to maximize what you keep, including LCGE planning, share vs. asset sale analysis, and post-sale investment strategy for the proceeds.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">03<\/div>\n        <div class=\"split-list__content\">\n          <h3>Associate integration and partnership buyouts<\/h3>\n          <p>Bringing in an associate or partner creates new financial complexity, shareholder agreements, share valuation, buyout mechanics, and tax-efficient transaction structure. We advise on the financial planning implications and work alongside your corporate lawyer to structure transitions that make sense for both parties.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"split-list__item reveal\">\n        <div class=\"split-list__num\">04<\/div>\n        <div class=\"split-list__content\">\n          <h3>Holding company for accumulated wealth<\/h3>\n          <p>Dentists with substantial retained earnings often benefit from establishing a holding company to receive dividends from the PDC tax-free and invest them in a more protected structure. We analyze whether a holdco adds value and advise on the investment policy, insurance integration, and how the holdco interacts with your estate plan.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"section section--cream\">\n  <div class=\"container container--narrow\">\n    <div class=\"section-head text-center\">\n      <span class=\"eyebrow\">Common Questions<\/span>\n      <h2>Frequently Asked Questions<\/h2>\n    <\/div>\n    <div class=\"o6-faq\">\n      <details class=\"o6-faq__item reveal\">\n        <summary class=\"o6-faq__q\">I have a Medical\/Dental Professional Corporation, what makes financial planning different?<\/summary>\n        <div class=\"o6-faq__a\">\n          <p>A professional corporation introduces a layer of tax complexity that most financial advisors don't specialize in. You have two tax entities (you personally, and the corp), and the decisions about how money flows between them (salary, dividends, capital dividends, inter-corporate dividends) have significant tax consequences. Standard financial planning software doesn't model corporate structures properly. We build our plans on tools designed for incorporated professionals, and our advisors have worked with physicians and dentists specifically throughout their careers.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"o6-faq__item reveal\">\n        <summary class=\"o6-faq__q\">My accountant handles my taxes, why do I need a financial planner?<\/summary>\n        <div class=\"o6-faq__a\">\n          <p>Your accountant files your tax returns and ensures you're compliant. They typically don't model the long-term implications of your compensation structure, don't advise on insurance strategy, don't run the analysis on whether COLI or direct investing produces a better after-tax outcome, and aren't tracking your RRSP room optimization year over year. These are financial planning functions. We work alongside your accountant, they handle compliance; we handle strategy. Most clients say we've changed the conversation they have with their accountant.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"o6-faq__item reveal\">\n        <summary class=\"o6-faq__q\">When should I think about a family trust?<\/summary>\n        <div class=\"o6-faq__a\">\n          <p>A family trust is most useful for income splitting with adult beneficiaries and LCGE multiplication on a future business sale. For physicians and dentists, LCGE multiplication is often the biggest driver, if you have adult children who could hold trust-allocated shares at the time of a practice sale, each gets their own $1.25M exemption. Trusts need to be established well in advance of a sale to meet CRA's holding period requirements. The earlier you start the planning, the more flexibility you have.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"o6-faq__item reveal\">\n        <summary class=\"o6-faq__q\">Do you work with residents and early-career physicians?<\/summary>\n        <div class=\"o6-faq__a\">\n          <p>Our ideal client is typically a physician 3\u20135+ years into independent practice with a functioning professional corporation and meaningful retained earnings. We occasionally work with residents or early-career physicians planning ahead, particularly around RRSP vs. debt repayment strategy and the timing of incorporation. Book a discovery call and we'll tell you honestly whether we're the right fit right now.<\/p>\n        <\/div>\n      <\/details>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"section section--cream\">\n  <div class=\"container container--narrow\">\n    <p class=\"lead\">Many of the same planning strategies apply to other incorporated professionals, lawyers, consultants, engineers, architects, accountants. If you're not in healthcare, <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-incorporated-professionals\/\">see how we work with incorporated professionals across all disciplines \u2192<\/a><\/p>\n  <\/div>\n<\/section>\n\n<div class=\"cta-band\">\n  <div class=\"cta-band__inner\">\n    <span class=\"eyebrow\" style=\"color: var(--teal); margin-bottom: 1rem; display: block;\">Ready to Talk?<\/span>\n    <h2>Book a Discovery Call<\/h2>\n    <p>30 minutes. We'll focus on your professional corporation, retained earnings, and what financial decisions you've been putting off.<\/p>\n    <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\" class=\"btn btn--teal btn--lg\">Book Your Complimentary Call <span class=\"arrow\">\u2192<\/span><\/a>\n  <\/div>\n<\/div>\n\n<\/main>\n\n<footer class=\"footer\">\n  <div class=\"container\">\n    <div class=\"footer__grid\">\n      <div class=\"footer__col footer__brand\">\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/\" class=\"logo\" aria-label=\"Ocean 6 home\">\n          <img decoding=\"async\" src=\"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-content\/mu-plugins\/ocean6-assets\/ocean6-logo-white.svg\" alt=\"Ocean 6 Wealth Advisory\" class=\"logo__img\" \/>\n        <\/a>\n        <p class=\"footer__tagline\">Holistic financial planning that coordinates every advisor in your world.<\/p>\n        <div class=\"footer__social\">\n          <a href=\"https:\/\/www.linkedin.com\/company\/ocean-6\/\" aria-label=\"LinkedIn\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M19 0h-14c-2.761 0-5 2.239-5 5v14c0 2.761 2.239 5 5 5h14c2.762 0 5-2.239 5-5v-14c0-2.761-2.238-5-5-5zm-11 19h-3v-11h3v11zm-1.5-12.268c-.966 0-1.75-.79-1.75-1.764s.784-1.764 1.75-1.764 1.75.79 1.75 1.764-.783 1.764-1.75 1.764zm13.5 12.268h-3v-5.604c0-3.368-4-3.113-4 0v5.604h-3v-11h3v1.765c1.396-2.586 7-2.777 7 2.476v6.759z\"\/><\/svg><\/a>\n          <a href=\"https:\/\/www.instagram.com\/ocean6wealthadvisory\/\" aria-label=\"Instagram\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M12 2.163c3.204 0 3.584.012 4.85.07 3.252.148 4.771 1.691 4.919 4.919.058 1.265.069 1.645.069 4.849 0 3.205-.012 3.584-.069 4.849-.149 3.225-1.664 4.771-4.919 4.919-1.266.058-1.644.07-4.85.07-3.204 0-3.584-.012-4.849-.07-3.26-.149-4.771-1.699-4.919-4.92-.058-1.265-.07-1.644-.07-4.849 0-3.204.013-3.583.07-4.849.149-3.227 1.664-4.771 4.919-4.919 1.266-.057 1.645-.069 4.849-.069zm0-2.163c-3.259 0-3.667.014-4.947.072-4.358.2-6.78 2.618-6.98 6.98-.059 1.281-.073 1.689-.073 4.948 0 3.259.014 3.668.072 4.948.2 4.358 2.618 6.78 6.98 6.98 1.281.058 1.689.072 4.948.072 3.259 0 3.668-.014 4.948-.072 4.354-.2 6.782-2.618 6.979-6.98.059-1.28.073-1.689.073-4.948 0-3.259-.014-3.667-.072-4.947-.196-4.354-2.617-6.78-6.979-6.98-1.281-.059-1.69-.073-4.949-.073zm0 5.838c-3.403 0-6.162 2.759-6.162 6.162s2.759 6.163 6.162 6.163 6.162-2.759 6.162-6.163c0-3.403-2.759-6.162-6.162-6.162zm0 10.162c-2.209 0-4-1.79-4-4 0-2.209 1.791-4 4-4s4 1.791 4 4c0 2.21-1.791 4-4 4zm6.406-11.845c-.796 0-1.441.645-1.441 1.44s.645 1.44 1.441 1.44c.795 0 1.439-.645 1.439-1.44s-.644-1.44-1.439-1.44z\"\/><\/svg><\/a>\n          <a href=\"https:\/\/www.youtube.com\/c\/Ocean6\" aria-label=\"YouTube\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M23.498 6.186a3.016 3.016 0 0 0-2.122-2.136C19.505 3.545 12 3.545 12 3.545s-7.505 0-9.377.505A3.017 3.017 0 0 0 .502 6.186C0 8.07 0 12 0 12s0 3.93.502 5.814a3.016 3.016 0 0 0 2.122 2.136c1.871.505 9.376.505 9.376.505s7.505 0 9.377-.505a3.015 3.015 0 0 0 2.122-2.136C24 15.93 24 12 24 12s0-3.93-.502-5.814zM9.545 15.568V8.432L15.818 12l-6.273 3.568z\"\/><\/svg><\/a>\n          <a href=\"https:\/\/www.facebook.com\/Ocean6Wealth\/\" aria-label=\"Facebook\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9 8h-3v4h3v12h5v-12h3.642l.358-4h-4v-1.667c0-.955.192-1.333 1.115-1.333h2.885v-5h-3.808c-3.596 0-5.192 1.583-5.192 4.615v3.385z\"\/><\/svg><\/a>\n          <a href=\"https:\/\/www.tiktok.com\/@ocean6wealthadvisory\" aria-label=\"TikTok\"><svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M19.59 6.69a4.83 4.83 0 0 1-3.77-4.25V2h-3.45v13.67a2.89 2.89 0 0 1-2.88 2.5 2.89 2.89 0 0 1-2.89-2.89 2.89 2.89 0 0 1 2.89-2.89c.28 0 .54.04.79.1V9.01a6.27 6.27 0 0 0-.79-.05 6.34 6.34 0 0 0-6.34 6.34 6.34 6.34 0 0 0 6.34 6.34 6.34 6.34 0 0 0 6.33-6.34V8.69a8.25 8.25 0 0 0 4.83 1.55V6.79a4.85 4.85 0 0 1-1.06-.1z\"\/><\/svg><\/a>\n        <\/div>\n      <\/div>\n      <div class=\"footer__col\">\n        <h5>Financial Planning<\/h5>\n        <ul class=\"footer__list\">\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-incorporated-professionals\/\">Incorporated Professionals<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-doctors-dentists-vancouver\/\">Doctors &amp; Dentists<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-business-owners-vancouver\/\">Business Owners<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/services\/\">The Eight Pillars<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/our-approach\/\">The Do It For You Method<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/pricing\/\">Pricing<\/a><\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"footer__col\">\n        <h5>Firm<\/h5>\n        <ul class=\"footer__list\">\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/team\/\">Our Team<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/blog\/\">Blog<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\">Book a Call<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/careers\/\">Careers<\/a><\/li>\n          <li><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/client-login\/\">Client Login<\/a><\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"footer__col\">\n        <h5>Contact<\/h5>\n        <div class=\"footer__contact\">\n          <p style=\"color: var(--text-light-muted);\">300 \u2013 240 East 2nd Avenue<br \/>Vancouver, BC V5T 1B7<\/p>\n          <a href=\"tel:+16043434808\">604-343-4808<\/a>\n          <a href=\"mailto:service@ocean6.ca\">service@ocean6.ca<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n        <div class=\"footer__locations\">\n      <span class=\"footer__locations-label\">Locations We Serve<\/span>\n      <div class=\"footer__locations-links\">\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-vancouver\/\">Vancouver<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-toronto\/\">Toronto<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-calgary\/\">Calgary<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-edmonton\/\">Edmonton<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-mississauga\/\">Mississauga<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-winnipeg\/\">Winnipeg<\/a>\n        <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/financial-advisor-regina\/\">Regina<\/a>\n      <\/div>\n    <\/div>\n    <div class=\"footer__seo\">\n      <div class=\"footer__seo-block\">\n        <h6>Key Strategies We Plan For<\/h6>\n        <p><strong>Tax-efficient compensation<\/strong> (salary vs. dividend optimization). <strong>Corporate-owned life insurance<\/strong> as a tax-advantaged accumulation strategy. <strong>Lifetime Capital Gains Exemption<\/strong> planning and pre-exit positioning. <strong>Holding company and holdco-opco structures<\/strong>. Capital Dividend Account strategy. Individual Pension Plans (IPP), Retirement Compensation Arrangements (RCA). Estate freezes and intergenerational wealth transfer.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"footer__regulatory\">\n      Ocean 6 operates through two registered entities. <strong style=\"color: rgba(255,255,255,0.78);\">Ocean 6 Wealth Advisory Inc.<\/strong> provides fee-based financial planning, life insurance products, critical illness and disability insurance products and segregated funds. <strong style=\"color: rgba(255,255,255,0.78);\">Ocean 6 Investment Solutions Inc.<\/strong> is a registered mutual fund dealer with the Canadian Investment Regulatory Organization (CIRO) and a member of the Canadian Investor Protection Fund (CIPF), offering mutual funds and exchange-traded fund products. From the client's perspective, you experience one team, one plan, one point of accountability.\n    <\/div>\n    <div class=\"footer__bottom\">\n      <div>\u00a9 2026 Ocean 6 Wealth Advisory Inc. \u00b7 All rights reserved.<\/div>\n      <div><a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/privacy-policy\/\">Privacy Policy<\/a> \u00b7 <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/terms-of-use\/\">Terms of Use<\/a> \u00b7 <a href=\"https:\/\/www.ciro.ca\/\" target=\"_blank\" rel=\"noopener\">CIRO Disclosure<\/a><\/div>\n    <\/div>\n  <\/div>\n<\/footer>\n\n<div class=\"mobile-cta\">\n  <a href=\"https:\/\/bragdeal.cloud\/members\/ocean6\/book\/\" class=\"btn btn--teal\">Claim Your Discovery Session<\/a>\n  <a href=\"tel:+16043434808\" class=\"btn btn--ghost-light\" aria-label=\"Call us\">\n    <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M22 16.92v3a2 2 0 01-2.18 2 19.79 19.79 0 01-8.63-3.07 19.5 19.5 0 01-6-6 19.79 19.79 0 01-3.07-8.67A2 2 0 014.11 2h3a2 2 0 012 1.72 12.84 12.84 0 00.7 2.81 2 2 0 01-.45 2.11L8.09 9.91a16 16 0 006 6l1.27-1.27a2 2 0 012.11-.45 12.84 12.84 0 002.81.7A2 2 0 0122 16.92z\"\/><\/svg>\n  <\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Service\",\n  \"name\": \"Financial Advisor for Doctors and Dentists in BC\",\n  \"provider\": {\n    \"@type\": \"FinancialService\",\n    \"name\": \"Ocean 6 Wealth Advisory\",\n    \"url\": \"https:\/\/ocean6.ca\",\n    \"telephone\": \"+16043434808\",\n    \"email\": \"service@ocean6.ca\",\n    \"address\": {\n      \"@type\": \"PostalAddress\",\n      \"streetAddress\": \"300 \u2013 240 East 2nd Avenue\",\n      \"addressLocality\": \"Vancouver\",\n      \"addressRegion\": \"BC\",\n      \"postalCode\": \"V5T 1B7\",\n      \"addressCountry\": \"CA\"\n    }\n  },\n  \"description\": \"Fee-for-service financial planning built for physicians and dentists incorporated in BC. Specialists in professional corporation structures, RRSP alternatives, and corporate investing.\",\n  \"areaServed\": \"British Columbia, Canada\",\n  \"audience\": {\n    \"@type\": \"Audience\",\n    \"audienceType\": \"Incorporated physicians, dentists, medical and dental professionals in BC\"\n  }\n}\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-48","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/pages\/48","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/comments?post=48"}],"version-history":[{"count":0,"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/pages\/48\/revisions"}],"wp:attachment":[{"href":"https:\/\/bragdeal.cloud\/members\/ocean6\/wp-json\/wp\/v2\/media?parent=48"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}